Skip to Content


"No one has ever become poor by giving." - Anne Frank

For almost 20 years, Ryan McDonnell has made it his mission to give back to his clients and community throughout his career as a mortgage banker. Ryan and his top-producing team - the McDonnell Group at AmeriFirst Financial, Inc. - have committed to helping countless numbers of home-buyers become homeowners using creative strategies most banks and lenders don't offer.

Ryan explains, "education is the foundation of what we do, I attribute our ongoing success to it. Whether we're educating a new buyer, a Realtor during offer negotiations - even my team on new products and guidelines - knowledge is the key to a winning experience for our clients and everyone involved in the home-buying process."

After identifying an educational need in the mortgage space, Ryan recently developed an exclusive new home-buying strategy called Buyer Power.

In a fiercely competitive Southern California housing market, many buyers are forced to place multiple offers or overbid just to get an offer accepted. In comparison, almost 90% of the McDonnell Group's clients equipped with Buyer Power have been successful in getting their first offer accepted, routinely beating out higher offers including cash.

"Many home-buyers are totally unaware that their lender could be the reason why they keep getting offers rejected", Ryan says. "Consumers are being referred to us every day for help, and my team and I are excited to share how much of an advantage our Buyer Power strategy gives them."

The McDonnell Group at AmeriFirst Financial, Inc. invites home-buyers, sellers and Realtors to learn more about the Buyer Power advantage.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


Let's accomplish more together.

get In Touch

Back to top